About

I invest, I research and I write about it.

Juan Torres-Molina

Juan Torres-Molina

Founder of Torres Molina Capital

I have worked in investment banking since 2023. I started as an analyst at Crédit Agricole CIB and since 2024 I have been at CaixaBank, covering financial institutions: banks, insurers and asset managers. That work taught me to read balance sheets, to understand how the system is funded and to respect risk.

I studied Law and Business Administration (E-3) at ICADE. In April 2025 I started Torres Molina Capital, my personal project for investing on my own account and research: a disciplined way of investing in financial markets and digital assets — equities, macro, crypto-assets and decentralised finance — and of documenting every decision.

This website is the public side of that work. It is where I publish the research behind my ideas and a daily letter with my read of the market. It is not an asset manager nor a commercial showcase: it is a place to share analysis.

What Torres Molina Capital is

An investing and research project.

I invest on my own account and publish the analysis behind it. Torres Molina Capital is not an asset manager and does not market investment products.

What I do
I invest on my own account in equities, macro and digital assets, with risk rules set before every decision.
What I publish
Regular research (macro, equities and digital assets), investment theses and a daily market letter.
What I don't do
I do not give personal advice or offer investment products or services through this website.
With what
A system of AI agents of my own that reads institutional sources, gathers data and helps with drafting. The judgement and the responsibility are mine.

Career

How I got here.

  1. 2023 — 2024

    Investment Banking Analyst · Crédit Agricole CIB

    Analysis and support in the execution of investment banking transactions.

  2. 2024 — today

    Investment banking · CaixaBank

    Financial institutions coverage: banks, insurers and asset managers.

  3. April 2025

    Torres Molina Capital

    Start of the own-account investing project in financial markets and digital assets.

  4. 2026

    Open research

    Research and the daily market letter published in the open.

Education

Academic background.

ICADE
Double degree in Law and Business Administration (E-3), Comillas Pontifical University.
Pompeu Fabra University
Specialisation in financial advice, risk management and investments (MiFID II).
CFA Program
Preparing for Level I: financial analysis, valuation and risk management.

How I research

One method, three layers.

01

Macro context

A weekly read of central banks and of bank and asset-manager research: rates, inflation, liquidity and capital flows.

02

Fundamentals and peers

What each company or protocol does, how it makes money and what it is worth against its peers, with market and on-chain data.

03

Technicals and risk

Trend, support and resistance for timing, and a loss limit decided before acting.

Transparency. Artificial intelligence speeds up reading sources, gathering data and drafting; the method, the choice of ideas and the editorial responsibility are mine. Published opinions are personal, do not represent any institution I work or have worked for, and are not investment advice.

Contact

Anything to discuss?

Analysis, collaborations, interviews or simply talking markets.

Get in touch